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Buffett’s Letter: Time Not to be Greedy

If we needed confirmation the market isn’t cheap – the Oracle of Omaha told us as much in his annual letter to shareholders. He sits on a record amount of cash – over $167B. But he is no hurry to overpay. Buffett’s letter is compulsory reading for anyone who is serious about investment. It’s filled with timeliness insights from the mind of one of the world’s greatest investors (arguably the greatest). For example, very few (if any?) have averaged a CAGR of 19.8% for 58 years (see page 17) vs the S&P 500 10.2%

Something Doesn’t Add Up… 

It’s Nvidia’s world and we’re living in it (if you believe the stock market). The S&P 500 (and Nvidia) recorded all new highs post the AI chip maker’s earnings. Be careful paying too much. The rapid rise in Nvidia’s market cap has only seen the market narrow further. And from mine, that makes it more subject to both volatility and risk. Deutsche Bank’s Jim Reid dimensioned the risk another way. He shows how the Top 10% of stocks in the S&P 500 constitute ~75% of the total capitalization. We have not seen that since 1929! The only other time we saw something similar was the dot.com bubble…

Markets Expect only 3 Rate Cuts this Year – as Services Inflation Jumps

Expectations for rate cuts this year are coming down. For e.g., one month ago the market saw at least six rate cuts before the end of the year (possibly seven). I challenged that assumption – thinking three was more likely (not six). Following news of a hotter than expected Producer Price Inflation (PPI) print for January – those expectations are now down to just three cuts before year’s end. That’s more aligned to the Fed’s intended path.

Traders: Forget “6 Rate Cuts” for ’24

The much awaited January Consumer Price Index (CPI) came in hotter than expected – leading to a small sell off in equities (2%) and a jump in bond yields. The US 10-year pushed 4.30%. But the data should not have been a surprise – there are pockets of strong inflation (eg car insurance up 24% YoY). From mine there are two takeaways: (i) don’t expect the Fed to cut “6 times” this year (as I’ve been saying); and (ii) inflation is not coming down as quickly as many assumed. The good news is the direction for inflation is lower – however the Fed may be forced to hold rates higher for longer. The question then is how will that impact middle-to-lower income earnings – who are already struggling? And what does that do for earnings?

For a full list of posts from 2017…